Features Features Start by installing ALAT on your phone or tablet from Google Play or the iOS App Store, or go to alat.ng to begin. Once you have done that, you will require Start Now You can fund your Account via a Wema Bank Current or Savings Account (If you are an existing Wema Bank customer) or via another local or foreign card from any bank. Start Now ALAT helps make a saving as easy as spending with the Savings Goals feature. ALAT’s Savings Goals are created by you to help you get the things you want. Start Now As with everything else on ALAT, you can now apply for an Instant loan without paperwork, no visitation to any physical location, and response time between acceptance of offer Start Now