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Virtual Card

What is a Virtual Card?

A virtual card is a digital card used for online payments or purchases and that you can easily create by yourself on your phone via your ALAT App. Create your virtual Naira card or Virtual dollar card and load it with cash. It’s a secure way to use funds electronically and this means that, you don’t have to carry actual cards with you.

ALAT Virtual cards can be used to shop online, pay for bills, pay for subscriptions like Netflix, Spotify, Apple Music, DSTV/GOTV, etc.

Other Benefits Of The ALAT Virtual Cards

Seamless Payments

Virtual cards enable you to process all your payments on any platform, online store, mobile app etc without hazels.

Multiplatform Functionality

Our virtual cards works efficient and effectively across all devices or applications or programs

Easy To Use

Using our virtual cards comes with no difficulty as it is easy to understand, create, fund and use

No outrageous Fees

You should not be charged an arm and leg to have / use a virtual card hence ALAT Virtual cards.

ALAT Virtual Cards

alat black credit signature card
Explore ALAT Virtual Naira Card
alat purple credit dollar card
Explore ALAT Virtual Dollar Card

FAQs of Virtual Cards

The ALAT Virtual Card is an instant & non-physical card issued via our app or the Internet Banking Platform. You need to move money into your virtual card in order to be able to use it.

Your card can be used for online purchases and payments ONLY

No, you do not need to activate the card before use. Once you create it and fund it with money, you can start using it.

No, the card is not linked to your primary account, a separate account is created for the card hence the reason to add to the card from your primary account.

Your maximum balance represents the maximum amount that can be stored on your card at any time. Your maximum balance cannot exceed N500,000 at any time.

Before you block your virtual card, kindle make sure you move the money inside it back to your primary account and then follow the below steps;

  • Sign-in to your ALAT app,
  • Click on cards
  • Select ALAT Virtual Cards
  • Then select either Naira virtual card or Dollar Virtual card depending on the one you’ve created
  • Enter your 4 digits PIN
  • Click on Card details
  • Then Click on Hotlist Card.
  • Confirm your selection by clicking on Proceed.

Congratulations, your virtual card has now been blocked.