
Savings & Goals
Join The Savings Goals Gang
ALAT helps make savings & investment as easy as spending with the savings goals features.
ALAT savings goals are created for you to help you get the things you want. Whether you’re setting up a budget, saving for that special item, occasion, or just looking for a rewarding savings & investment plan, ALAT Savings Goals has got you covered.
You can create as many goals as you need. It’s as easy as setting your target, choosing your saving frequency, and watching the magic happen. ALAT handles the rest…and makes you some good money in the process.
INTEREST RATE
REGULAR GOALS |
| ||||
Bands | Rate | ||||
|
| ||||
| 12.50% | ||||
N20,000,000 – N49,999,999 | 14.50% | ||||
N50,000,000 – N99,999,999 | 15.75% | ||||
N100m – N500m | 17.00% |
Visit our FAQ section for more information.

Varieties of Savings Goals Options
With several awards, ALAT continues to distinguish itself in the financial technology service industry across Africa enabling individuals and businesses with savings & investment opportunities.
Save towards a target amount over a set period and at frequency of choice (daily, weekly, monthly)
Allows you save a specific amount at frequency of choice. Withdraw 50% of savings once every 30days without losing accrued interest.
Save and grow your money in dollars, protecting your funds from currency fluctuations while earning interest.
Investment Goal: Tailored for high-net-worth individuals (HNIs), this offers a higher yield than regular savings, up to 19.75%, helping you grow wealth strategically. Starting with minimum of 5million.
Spend and Save allows you set a percentage to be automatically saved each time you make a transaction.
Save with discipline by locking your funds for a set period. No withdrawals until maturity, ensuring you stay committed to your goal.
Flexible savings that allows you save any amount, any time A secure place to set money aside from your main account. Earn interest if your savings stay for a minimum of 30days.
Every time you receive money, a portion goes straight into savings. Perfect for salary earners and freelancers who want to build savings effortlessly.
How do I Create a Savings Goal?
- Click Goals
- Then click Create a New Goal.
- Name your goal.
- Pick the goal type (Fixed goal, Flexi goal, Dollar Goal, Stash, Investment, Spend & save or Lock up).
- Set the amount of money you want to save.
- Set the target date for achieving the goal.
- Set the date to begin saving.
- Pick your saving frequency (daily, weekly or monthly).
- Pick the account money will be saved from.
- Click Create Goal.
Accounts on ALAT You Need To Open
Save towards a project at a frequency of choice, with withdrawal option.
Save in dollars whenever you want and not allow your money loose it’s value.