

Banking shouldn't feel like work. With SAW, you simply speak and SAW handles the rest.




Balance checks
Hands-free banking
Smart navigation
Say it. SAW listens.
Voice transfers
Secure verification
Real-time responses
Setting up SAW is quick and straightforward, with clear guidance at every step inside the app.
Open the ALAT app and log in to your account.
Tap the Voice Banking (SAW) icon. You'll see a prompt introducing the feature. Select Set up now to continue.
Manage your voice
banking experience
Customise how your
dashboard will look
Carefully read through the terms and conditions, then agree to proceed.
Select your preferred language and choose the voice you would like SAW to use.

Follow the on-screen instructions to complete a short voice training process. This helps SAW recognise your voice accurately and respond naturally.

Repeat this
“Hey SAW, what's my account balance?”
Speak now
For added security, you will be asked to complete a facial validation to confirm your identity.

Once the facial validation is successful, your voice banking setup is complete. You can now use SAW to carry out banking tasks using your voice.

No guesswork. Just clear answers to the things people ask the most.
It's quick and 100% digital. Just download the ALAT app from the Play Store or App Store, tap "Open an Account," and follow the steps. You'll need your phone number, a valid ID, and your BVN (optional but recommended for full features). No paperwork or branch visits needed, your account will be ready in minutes.