About Us
At ALAT, banking is effortless and accessible, secure, fast, and fully digital, just for you.
Customers across Nigeria and beyond
Businesses powered by ALAT's digital banking tools
Serving customers in every corner of Nigeria
Send, receive, and manage funds in Naira, Dollars, and more
Built to offer a simple, secure, and fully digital banking experience, ALAT is redefining how Nigerians manage their money—without queues, paperwork, or hidden fees. Today, millions trust ALAT for banking that works anytime, anywhere.
Join the Digital Banking Evolution. Get Started with ALAT Today
Empowering Nigerians with transparent, innovative, and customer-focused banking.
No hidden charges or confusing terms. With ALAT, you'll always know exactly where your money goes.
We build smart, intuitive tools that adapt to your lifestyle and remove the friction from everyday banking.
You are at the heart of everything we build. Your feedback shapes every feature and update we release.
Never thought l'd be saying this, So Wema Bank went from a zero to 100 with their new bank app upgrade. The speed, user interface, everything is just unbelievable. It feels alot better than Opay and other bank apps I've used, they even have a voice banking channel.
Victor Alex
Excellent App. I just love everything about it. I have been using it for a while. I love the interface.
Atogwe Juniour
Alat is seamless and has the lowest amount of failed transactions. You can find everything you want on the app to prevent you from going to the banking hall
Mmedara A.
I have enjoyed every bit of alat by wema application features and I can say they have tried a lot.
Biodun Samuel
It is the most seamless app I have ever used in my life. Since 2017 that I have downloaded this app, and I have never for once regretted using this app once. I smile when some people call it old bank, they don't know what they are missing. Kudos to Wemabank plc. Alat 2.0 is a banger
Halimat Ajao
A Great App with nice interface. The bank is doing a great job. Never a dull moment with this bank app(ALATEVOLUTION). With the new evolution, It's sleek, faster, easy to navigate and a great more features. Nice one and keep the flag on
Adeyinka Olami-lekan
One of the best banking app. If you love apps with beautiful layouts and design, Alatbywema has it. Payments are easy, swift and seamless ❤️. It's a 10/10 banking app for me
Rachael Oluwadamilola
The best one stop banking app ever. seamless transfers, smooth bill payment. Ease of setup and very secured. All your banking needs met in one app.
Gerald Emekalam
The new upgrade is fire! voice banking on point. When every other app fails, Alat does it for me at a 99.9% rate Everytime.
Okpala Ernest
The fact I've never had any reason to walk into the bank to get or activate my card, update or resolve bank issues has totally been something I'm happy about. I also love how the app is well equipped with resources like the save, invest and dollar account option.
Amaka Ebenebe
It's so amazing 🤩 SAW, the AI assistant is really awesome. Now I can bank without tapping, by simply using my voice. Really cool!
Chima Uduma
Impressive improvement and truly amazing! This platform introduces a unique implementation feature that I haven't seen anywhere else. Great job to the team
AY God
The updated app is exceptional. The interface is very friendly and my kids want to talk to SAW always.
Yasheu Williams
I love the updated version of this app. It makes my transaction seamless. I've used various banks but all I can say is that ALAT by Wema is the best
Adeniyi Gabriel
Smooth. Fast. Reliable and packed with futuristic features 😍. This is next-level digital banking! I highly recommend
Anita Eyeta
This is commendable. The new update has fixed the issues of finger print enrolment and face recognition. Keep up the good work wema. I give you 5 stars now. 😁
Christian Ikhidero
This latest app is very powerful. The best I have seen so far. I am enjoying it. Keep powering WEMA. Please keep it up, don't disappoint us
Nnaife Edward
It is seamless, with awesome cutting edge voice banking (SAW) first of its kind, user friendly. Instant bank transfer settlement. I think it is a great app.
Mike
The WEMA/ALAT bank app is very efficient and active. I've been using it since I opened the account for about 5 years and there has never been any issues with it. I have full trust in the app and I recommend WEMA/ALAT to anyone who want a seamless bank transaction bank app.
Ayodeji Oguntuase
Virtual card works perfectly for intended purposes and save me a lot trouble.
Obadina Tobi
Never thought l'd be saying this, So Wema Bank went from a zero to 100 with their new bank app upgrade. The speed, user interface, everything is just unbelievable. It feels alot better than Opay and other bank apps I've used, they even have a voice banking channel.
Victor Alex
I have enjoyed every bit of alat by wema application features and I can say they have tried a lot.
Biodun Samuel
One of the best banking app. If you love apps with beautiful layouts and design, Alatbywema has it. Payments are easy, swift and seamless ❤️. It's a 10/10 banking app for me
Rachael Oluwadamilola
The fact I've never had any reason to walk into the bank to get or activate my card, update or resolve bank issues has totally been something I'm happy about. I also love how the app is well equipped with resources like the save, invest and dollar account option.
Amaka Ebenebe
The updated app is exceptional. The interface is very friendly and my kids want to talk to SAW always.
Yasheu Williams
This is commendable. The new update has fixed the issues of finger print enrolment and face recognition. Keep up the good work wema. I give you 5 stars now. 😁
Christian Ikhidero
The WEMA/ALAT bank app is very efficient and active. I've been using it since I opened the account for about 5 years and there has never been any issues with it. I have full trust in the app and I recommend WEMA/ALAT to anyone who want a seamless bank transaction bank app.
Ayodeji Oguntuase
Never thought l'd be saying this, So Wema Bank went from a zero to 100 with their new bank app upgrade. The speed, user interface, everything is just unbelievable. It feels alot better than Opay and other bank apps I've used, they even have a voice banking channel.
Victor Alex
I have enjoyed every bit of alat by wema application features and I can say they have tried a lot.
Biodun Samuel
One of the best banking app. If you love apps with beautiful layouts and design, Alatbywema has it. Payments are easy, swift and seamless ❤️. It's a 10/10 banking app for me
Rachael Oluwadamilola
The fact I've never had any reason to walk into the bank to get or activate my card, update or resolve bank issues has totally been something I'm happy about. I also love how the app is well equipped with resources like the save, invest and dollar account option.
Amaka Ebenebe
The updated app is exceptional. The interface is very friendly and my kids want to talk to SAW always.
Yasheu Williams
This is commendable. The new update has fixed the issues of finger print enrolment and face recognition. Keep up the good work wema. I give you 5 stars now. 😁
Christian Ikhidero
The WEMA/ALAT bank app is very efficient and active. I've been using it since I opened the account for about 5 years and there has never been any issues with it. I have full trust in the app and I recommend WEMA/ALAT to anyone who want a seamless bank transaction bank app.
Ayodeji Oguntuase
Excellent App. I just love everything about it. I have been using it for a while. I love the interface.
Atogwe Juniour
It is the most seamless app I have ever used in my life. Since 2017 that I have downloaded this app, and I have never for once regretted using this app once. I smile when some people call it old bank, they don't know what they are missing. Kudos to Wemabank plc. Alat 2.0 is a banger
Halimat Ajao
The best one stop banking app ever. seamless transfers, smooth bill payment. Ease of setup and very secured. All your banking needs met in one app.
Gerald Emekalam
It's so amazing 🤩 SAW, the AI assistant is really awesome. Now I can bank without tapping, by simply using my voice. Really cool!
Chima Uduma
I love the updated version of this app. It makes my transaction seamless. I've used various banks but all I can say is that ALAT by Wema is the best
Adeniyi Gabriel
This latest app is very powerful. The best I have seen so far. I am enjoying it. Keep powering WEMA. Please keep it up, don't disappoint us
Nnaife Edward
Virtual card works perfectly for intended purposes and save me a lot trouble.
Obadina Tobi
Excellent App. I just love everything about it. I have been using it for a while. I love the interface.
Atogwe Juniour
It is the most seamless app I have ever used in my life. Since 2017 that I have downloaded this app, and I have never for once regretted using this app once. I smile when some people call it old bank, they don't know what they are missing. Kudos to Wemabank plc. Alat 2.0 is a banger
Halimat Ajao
The best one stop banking app ever. seamless transfers, smooth bill payment. Ease of setup and very secured. All your banking needs met in one app.
Gerald Emekalam
It's so amazing 🤩 SAW, the AI assistant is really awesome. Now I can bank without tapping, by simply using my voice. Really cool!
Chima Uduma
I love the updated version of this app. It makes my transaction seamless. I've used various banks but all I can say is that ALAT by Wema is the best
Adeniyi Gabriel
This latest app is very powerful. The best I have seen so far. I am enjoying it. Keep powering WEMA. Please keep it up, don't disappoint us
Nnaife Edward
Virtual card works perfectly for intended purposes and save me a lot trouble.
Obadina Tobi
Alat is seamless and has the lowest amount of failed transactions. You can find everything you want on the app to prevent you from going to the banking hall
Mmedara A.
A Great App with nice interface. The bank is doing a great job. Never a dull moment with this bank app(ALATEVOLUTION). With the new evolution, It's sleek, faster, easy to navigate and a great more features. Nice one and keep the flag on
Adeyinka Olami-lekan
The new upgrade is fire! voice banking on point. When every other app fails, Alat does it for me at a 99.9% rate Everytime.
Okpala Ernest
Impressive improvement and truly amazing! This platform introduces a unique implementation feature that I haven't seen anywhere else. Great job to the team
AY God
Smooth. Fast. Reliable and packed with futuristic features 😍. This is next-level digital banking! I highly recommend
Anita Eyeta
It is seamless, with awesome cutting edge voice banking (SAW) first of its kind, user friendly. Instant bank transfer settlement. I think it is a great app.
Mike
Alat is seamless and has the lowest amount of failed transactions. You can find everything you want on the app to prevent you from going to the banking hall
Mmedara A.
A Great App with nice interface. The bank is doing a great job. Never a dull moment with this bank app(ALATEVOLUTION). With the new evolution, It's sleek, faster, easy to navigate and a great more features. Nice one and keep the flag on
Adeyinka Olami-lekan
The new upgrade is fire! voice banking on point. When every other app fails, Alat does it for me at a 99.9% rate Everytime.
Okpala Ernest
Impressive improvement and truly amazing! This platform introduces a unique implementation feature that I haven't seen anywhere else. Great job to the team
AY God
Smooth. Fast. Reliable and packed with futuristic features 😍. This is next-level digital banking! I highly recommend
Anita Eyeta
It is seamless, with awesome cutting edge voice banking (SAW) first of its kind, user friendly. Instant bank transfer settlement. I think it is a great app.
Mike
Our leadership is committed to making ALAT Nigeria’s first digital bank that truly serves you.
Recognized. Respected. Rewarded.
Since our launch, ALAT has consistently stood out as a trailblazer in Nigeria’s digital banking space. Our innovation, customer-first approach, and impact have earned us recognition from some of the most respected names in media and finance.
Mobile App of the Year
World Finance Awards
2017
Best Digital Bank
World Finance Awards
2017 & 2018
Best Digital Bank
World Finance Awards
2017 & 2018
Best Digital Bank
Asian Banker Awards
2018
Best Digital Bank
World Finance Awards
2017 & 2018
Best Digital Bank
Asian Banker Awards
2018
Mobile App of the Year
World Finance Awards
2017
Best Digital Bank
World Finance Awards
2017 & 2018
We're proud to be featured in national and global publications and honored with multiple awards that affirm our commitment to transforming banking for everyday Nigerians.
No guesswork. Just clear answers to the things people ask the most.
It's quick and 100% digital. Just download the ALAT app from the Play Store or App Store, tap "Open an Account," and follow the steps. You'll need your phone number, a valid ID, and your BVN (optional but recommended for full features). No paperwork or branch visits needed, your account will be ready in minutes.
