

Built for speed and simplicity, Tap and Pay removes friction from everyday payments.

Send money in a tap. No account numbers or long forms, just tap compatible devices to transfer money instantly between ALAT users.

Sending or receiving money with Tap and Pay is quick and easy. Just follow these steps:

Launch the ALAT app and, on the landing page, click the Contactless widget.

Select whether you want to Send Money or Receive Money.

Turn on NFC. Ensure NFC is enabled in your settings for a secure, contactless transfer.

Follow instructions to connect. Transfer instantly and securely.
No guesswork. Just clear answers to the things people ask the most.
It's quick and 100% digital. Just download the ALAT app from the Play Store or App Store, tap "Open an Account," and follow the steps. You'll need your phone number, a valid ID, and your BVN (optional but recommended for full features). No paperwork or branch visits needed, your account will be ready in minutes.