Spend and Save
Save whenever you spend on ALAT

Spend and Save on Auto

Grow your savings automatically as you spend using your ALAT app.

ALAT is making Savings so easy with the spend and save feature!

The best way to cultivate a saving habit is to treat savings just like any other recurring expense; something paid for regularly. Whatever your goal is, whether you want build up short-term or long-term savings, our Spend and Save feature will make your goal achievable.

The Spend and Save automatically allows you save between 5 to 20% of all expenses made such as Airtime & data purchases, transfers, and Bills payment from your ALAT App or account.

Are you ready to get started?

spend and save feature on alat

Features of Spend and Save

With several awards, ALAT continues to distinguish itself in the financial technology service industry across Africa enabling individuals and businesses with savings & investment opportunities. 

Fixed Goal

Save for a new target whenever you want and earn huge interest rate.

Flexi Goal

Save towards a project at a frequency of choice, with withdrawal option.

Dollar Goal

Save in dollars whenever you want and not allow your money loose it’s value.

Stash

Save any amount you want, whenever you want instead of keeping idle funds in your account.

Investment

Save high amount for longer periods and get interest upfront.

Lock up​

Lock up funds with a fixed withdrawal date.

Other various savings goals feature

With several awards, ALAT continues to distinguish itself in the financial technology service industry across Africa enabling individuals and businesses with savings & investment opportunities. 

Fixed Goal

Save for a new target whenever you want and earn huge interest rate.

Flexi Goal

Save towards a project at a frequency of choice, with withdrawal option.

Dollar Goal

Save in dollars whenever you want and not allow your money loose it’s value.

Stash

Save any amount you want, whenever you want instead of keeping idle funds in your account.

Investment

Save high amount for longer periods and get interest upfront.

Lock up​

Lock up funds with a fixed withdrawal date.