Spend and Save
Spend and Save on Auto
Grow your savings automatically as you spend using your ALAT app.
ALAT is making Savings so easy with the spend and save feature!
The best way to cultivate a saving habit is to treat savings just like any other recurring expense; something paid for regularly. Whatever your goal is, whether you want build up short-term or long-term savings, our Spend and Save feature will make your goal achievable.
The Spend and Save automatically allows you save between 5 to 20% of all expenses made such as Airtime & data purchases, transfers, and Bills payment from your ALAT App or account.
Features of Spend and Save
With several awards, ALAT continues to distinguish itself in the financial technology service industry across Africa enabling individuals and businesses with savings & investment opportunities.
Fixed Goal
Save for a new target whenever you want and earn huge interest rate.
Flexi Goal
Save towards a project at a frequency of choice, with withdrawal option.
Dollar Goal
Save in dollars whenever you want and not allow your money loose it’s value.
Stash
Save any amount you want, whenever you want instead of keeping idle funds in your account.
Investment
Save high amount for longer periods and get interest upfront.
Lock up
Lock up funds with a fixed withdrawal date.
Other various savings goals feature
With several awards, ALAT continues to distinguish itself in the financial technology service industry across Africa enabling individuals and businesses with savings & investment opportunities.
Fixed Goal
Save for a new target whenever you want and earn huge interest rate.
Flexi Goal
Save towards a project at a frequency of choice, with withdrawal option.
Dollar Goal
Save in dollars whenever you want and not allow your money loose it’s value.
Stash
Save any amount you want, whenever you want instead of keeping idle funds in your account.
Investment
Save high amount for longer periods and get interest upfront.
Lock up
Lock up funds with a fixed withdrawal date.